How To Make A Claim On Your Car Insurance

So, you've had an accicent or your car has been stolen...as if the day wsn't bad enough! Now you have to deal with the insurance company....argh!

There are a few things you need to know when making a claim on your car insurance.

Call the police

obviously if your car has been stolen and depending on the severity of the accident you may have to call 999. when you do contact the police make sure you make a note of the crime reference number, you will need this for the insurance company when making a complaint.

Was anybody injured?

It is vitally important when you have been involved in an accident is to determine wether you, anybody in your car or anybody in any other cars have been injured. Of course if they have then call an ambulance, if you can make a note of any injuries that may have occured, if there have been any injuries you may need to include a medical report as pasrt of your car insurance claim.

Evidence

It is always a good idea after an accident to gather as much evidence as possible this could include the names of all involved parties and their insurance details as well as names and details of any eye witnesses that were present. Taking photographs of the incident will also help when making your car insurance claim. once you have the details of the involved parties, it is time to contact your insurance company.

Contacting your insurace company

you need to contact your insurance company as soon after the incident as possible. when you make your claim you will need to include details of any damage to your own and any other vehicles, property or people.

Keeping track of expenses

Make a note of any expenses that may have occured as a result of the accident and always keep receipts.

Responsibility

It is very important when you have had an accident to not make any admission of causing the accident, just take the notes and say you did not know what happened, let the insurance companies work this out between themselves. should you admit to causing the accident then you may find that the insurance company will not pay out on your claim and you would be help personally accountable.

About The Author

Written by Oscar Blake, who has over 15 Years experience in UK and European Property & Finance, as well as having around 10 years experience in webdesign and development. Oscar is currently working on a number of projects (current project Dating Tips For Guys ), bringing helpful and informative articles and websites to consumers. For Further Articles and Information on Car Insurance Visit the website http://carinsurance.tastic-fantastic.co.uk